Archive for April, 2007

Sorting Out Different Domain Name Registration Cost and Services

Posted in Domain Name Registration on April 30th, 2007

There are a number of different domain name registration cost and services out there that you can consider when registering the name for your website or websites. Some services are included in registration costs while others are usually included only when additional fees are paid. In order to totally understand what you are getting from a domain name registrar, it is important that you understand the different domain name registration cost and services and what the function of each one really is. By doing that you will find that you can better decide which registration services is best for you and where you can get the best value for the services you receive.

The most common of the different domain name registration cost and services are included in the initial domain name. For most companies, simple domain name registration will cost you less than $10, but will also generally include a number of other services. With most domain registrations, your fee will get you some basic services.

First of all, you will usually get email forwarding addresses that go with the domain you register. These are email addresses that, when used, will direct mail to an existing email address you are already using. That way, you can begin using and advertising your domain name even before you have established an actual site.

Another of the many different domain name registration cost and services is some sort of web-based service account. This is so you can manage and keep track of domain names you have registered. Your contact information as well as domain time left is often included and the service account allows you access 24 hours a day if your contact information changes and you want to be able to sell the domain name.

There are though other domain name registration cost and services that are add-ons. For instance, most companies will charge you a fee to get a catch-all email service. This means that when people send an email to your domain, no matter what the prefix, it will get caught. That way you never miss messages because of a customer miskeying or misunderstanding an email address.

Another of the domain name registration cost and services that may be added on in many cases is domain parking page. For a few bucks, some companies will put up a “park” page where your domain is. That way when someone goes there before you have set up an actual page, they will know that a page is going there and who it is from. Your contact information my be displayed so that potential buyers or customers can get in touch with you through your domain, even if you don’t have a site yet.

There are a number of different domain name registration cost and services available out there. Some are free with your domain name registration, and there are a number of other features that may be added for additional costs. If you build a relationship with a company, sometimes you can get features for free, so that is something you should consider. When shopping for your domain name registrar, you should always shop around to see which features you can get for free versus what you will pay for so that you end up with the service that best fits you.

Top 10 Ways To Repair Your Credit Score

Posted in Credit Score on April 30th, 2007

You must never underestimate the value of having good credit. You will definitely need your credit score in the future. For example if you are a student, you’ll need to borrow a certain amount using a student loan in order to attend school. At this point, your credit history will definitely matter and will have a big impact on getting you the funds that you need.

If you are applying for a student loan, your creditor or the lending institution will probably request a copy of your credit report and the credit score, which comes from an authorized credit-reporting agency. This will help identify your credit criteria and will determine if you are qualified for a loan. And if you are, your credit score will influence what interest rate you will be paying for the funds.

You must be able to demonstrate good credit to be approved by most of the private student loans. This also applies to the loans you might need such as auto loans, business loans and mortgages.

Here’s what you can do to keep your credit score high and your credit good.

1. Make your payments prompt and timely. Make sure that you don’t miss any deadline.

2. Pay the minimum monthly payments. This will repair your credit score remarkably.

3. Limit the number of credit card accounts you have open at any one time.

4. Maintain available credit on your open accounts.

5. Request a copy of your credit report at least once a year from each of the three national credit-reporting agencies.

6. Check your reports for errors. You must clear up any errors that do appear in your report right away, time is critical in this.

7. Don’t open multiple accounts all at one time, especially if your credit history is not good. This tends to look a bit risky to lenders because you are taking on a good deal of possible debt, all at once.

8. Remember that you must know how to prioritize your needs. Leave those credit cards that are not needed aside for a while. Then after you have recovered from all the other debts, you can add these cards back into your wallet. The new accounts will lower the average age of your account and this is something that counts toward your FICO score.

9. Don’t open accounts that are not necessary. They will just be a burden. Even if you have a very high income, you can still encounter some difficulties.

10. Make sure that you don’t close accounts with the thought that the account will be removed from your record. That will not help at all. Closing accounts can sometimes even hurt your score.

Tips in Buying Used and Refurbished Computers

Posted in Used and Refurbished Computers on April 30th, 2007

While computers today are generally cheaper than models sold years ago, they still represent a major investment. Quality new computers can cost anywhere from $500 - $1500, depending upon capabilities. Clearly, it is a purchase that deserves your full attention and thought. Speaking of thought, have you ever considered buying a used or refurbished computer? These computers can represent a major savings to you, without loss of performance. However, there are some things you should know before looking into these alternatives to new computers. In this article, we’ll discuss some tips in buying used and refurbished computers.

The first thing to consider when buying used and refurbished computers is the brand. While there are many different companies that specialize in selling used computers, it might be best to go with a reputable brand name. The reasons are two-fold. First, you can be sure that the parts used in manufacturing are of a high quality. Second, you will also be able to secure some type of warranty, which may not be offered by other dealers.

The next tip in buying used and refurbished computers is to make sure that that you receive the proper software documents and licenses. Often times people try to pass off stolen computers as “used”, so it is important to request the paperwork upfront. It is also important to have this software in case you need to do any type of system restore or back-up.

It is also important that you try any refurbished computer before you buy. Most reputable dealers will allow you to use the computer for a short period of time to check out before committing to purchase. What are a few of the things you should be looking for? Make sure that all installed programs boot up and perform correctly. Do a thorough check of all graphics, video, and sound drivers and also make sure other accessories work properly (mouse, monitor, keyboard, etc.). Lastly, be sure to check all CD and disk drives to make sure they open and close correctly.

Another thing to consider when buying a used or refurbished computer is the support option. Does the company you want to buy from have ample support staff available? And are the hours convenient with your own schedule? If a business does not offer support for the system you are considering, it is best to move on to another choice.

Lastly, make sure that you are safe if shopping online for your used or refurbished computer. The internet can pose many dangers, so protect your personal information on any site that you choose to do business with. A quality site will have some type of encryption service in place to keep your financial transaction private.

We hope that these tips in buying used and refurbished computers will help you make a more informed shopping decision. In addition to the tips mentioned in this article, using common sense will help ensure that you receive the best used computer for your needs, at a terrific value.

Buying Drugs Online without a Prescription? What to Look Out For

Posted in Prescription Drugs Online on April 30th, 2007

Illegal for both the buyer and the seller, buying drugs online without a prescription has become common across the internet. Most of the web sites doing such illegal practice are based outside the United States. Patients usually just visit the web site, answer a few medical questions, and within weeks or days the drugs are delivered.

If you are considering buying drugs online without any prescription you need to beware. Can you really vouch for the safety of the medication bought on an illegal site? Likewise, it is also important to make sure the online pharmacy has customer service that is always available in case you experience negative symptoms after using the medication. The bottom line is that no reputable pharmacy would sell you drugs without any prescription since they follow the set standards set by NABP. And they know that violation of any of the set rules and guidelines would mean cancellation of their license.

When considering buying drugs online without a prescription, remember that you may be gambling with you own health, not knowing the full effects of the drugs on their body. . The danger lies on the fact that they cannot buy their required medicine on licensed online pharmacy since they would be required to present their doctor’s prescription and the likelihood of them buying from just any available online pharmacy that is not licensed by the NABP is there.

The problem with buying from unlicensed online pharmacy is that you are not sure of the quality of the medicine. You may never know that you have been sold fake medicines, medications that could either cause side effects or not provide treatment for the symptoms you have. Aside from that, there is also the danger of you buying expired medicines or substandard medicines that contain ingredients that are either too strong or too weak which may adversely affect your health. So why put yourself in danger? Always obtain your doctor’s prescription so that you can purchase safely online.

Another way of determining the safety of your chosen online pharmacy is to look for seals from the board of pharmacy in the state where the pharmacy is doing business. Also, don’t forget to look for posted policies about prescription verification and customer support, a professional looking site and a posted address or phone number where you can call for assistance.

If you really want to be sure that you have chosen a legitimately safe pharmacy, look for the verified internet pharmacy practice sites or Vipps seal which shows that a pharmacy has been certified by National Association of Boards of Pharmacy which is a national group in Park Ridge, III., representing the fifty state pharmacy boards and also covers outside the country.

PC Crash How to Find the Best Data Recovery Consultant

Posted in Data Recovery on April 28th, 2007

Everyone’s PC crashes now and again. So what can you do after that dreaded crash? Hire a Data Recovery Consultant.

You wouldn’t let somebody throw away important documents or files of yours, would you? Well, don’t let your computer get away with that either. Even if your business has backup files, your data is still at risk of deletion. That is why it’s nice to have a Data Recovery Consultant on your side.

When your hard drive crashes, it can be a scary thing. What if you lose data you never had time to backup? What if you need that data to be recovered immediately? What if typical restoration procedures aren’t working? Accidents happen, but something like this is not as easy to shrug off as spilled milk. So before that dreaded PC crash, why not make a game plan? Personally restoring your hard drive data is not an ideal option but a Data Recovery firm or consultant can pull a “Hail Mary” for you.

Still not convinced you should put matters into other people’s hands? Well, simply put, there are compelling advantages to leaving repair up to a consultant. First, skilled experts are going to do a much better job; they have experience under their belts and will know about several different kinds of data loss and restoration. Not to mention, they have the proper tools, equipment and software devices required for repair – things you would have to invest in yourself otherwise. And if your data recovery needs are for a business, then there is the old adage “time is money” you may want to keep in mind. A consultant can save you time.

Avoid the risk of losing sensitive and important data and also avoid the headache of trying to restore that data by a deadline!

Hire a consultant.

But how do you go about finding a data recovery firm? A firm’s services can be expensive and the risk of data loss can still be high if you do not research a firm beforehand. Contact a service provider and find a convenient, but reputable company to turn to. A consultant may cost a lot more than sending your drive out to a firm, but at least repair can be on your own turf. Weigh the costs and benefits and decide what is best – either way, your data is probably safer in an expert’s hands and not your own.

The Internet is also a great way to find out about a firm’s personnel and services. Often you can even read recommendations by other clients. But don’t just research a firm from afar; go ahead and make time to have a chat with employees so you can be assured of their qualifications.

Choosing Your First Digital Camera

Posted in Digital Cameras on April 28th, 2007

Digital cameras are no longer a luxury these days, with high resolution mega pixels and sophisticated features coming within a very appealing price range. And thanks to many comprehensive digital camera reviews, it’s easy to pick the most sought after features and qualities and still stay within a budget.

Most people turn to digital photography because they like the ease of printing and sharing the photos on the web. Business owners choose the digital quality for their product catalogues or brochures, students employ digital cameras for their projects and with digital cameras in most recent cell phones, even a child can take a snap and publish it instantly on the web. And thanks to the newest lens and zooming qualities, you don’t have to be a seasoned pro to shoot close-to-professional images with modern digital cameras.

You can hardly find a digital camera today with resolution lower than 2 megapixels – two million color dots per picture. This is a decent quality for most uses, including printing the photos for the home or school use. The higher the megapixel rate, the bigger photos you can print without sacrificing the quality. However, if you are not a professional photographer or a graphic professional who deals with upscale images all the time, you don’t really need a digital camera that produces more than 8-megapixel camera – and these rarely become available for less than $1000. Plus, if you seek to print large detailed photos, make sure you have a high-quality printer that can reproduces all the tiny details that make a difference.

When you pick a digital camera, you should also pay attention to the zoom number. Digital cameras have two different kinds of zoom. Digital zoom enlarges all pixels digitally, while optical zoom enlarges the image with the lens magnification. Since you can always enlarge the image later, on the computer using the Photoshop or other image manipulation program, you would be better to concentrate on higher optical zoom rate. The average optical zoom for midlevel digital cameras is 2 to 4x.

There are a few other options to consider: whether a digital camera uses a rechargeable batteries (zoom and LCD screen consume a lot of energy); whether the digital camera has a standard flash memory (you may need to buy a few more flash memory cards in future), and if the menus are easy to understand. If you travel a lot, you may want a digital camera that is lightweight and compact.

Even if you decide to pick the least expensive digital camera to serve your basic photography needs, you will still enjoy all the benefits of digital photography: no film rolls to buy, no wasted photos to dispose of and best of all, no waiting time to get them printed. New models of digital cameras are constantly launched, and the older ones are becoming less expensive day by day. Know your priorities, check the most recent digital camera reviews, and there should be a digital camera to perfectly suit your needs.

Poker Chips Design and Tips

Posted in Poker Chips on April 28th, 2007

Poker chips, or poker tokens, are used to keep track during gambling and replace money during the game. Even though poker chips are called clay chips, poker chip sets are not entirely made of clay. Sometimes clay is used as filler, but it is always mixed with some synthetic material for durability. Clay composite chip sets were popular in the early 1800s and today are rarely used mainly because they are more expensive and tend to break easily.

Today the most popular poker chip sets are made of plastic, clay composite, and acrylic. Since 1930s poker chip sets were decorated with metal foil for extra durability and security. Ten years later, poker chip sets were printed in the center and along the edges.

Since 1950s most casinos introduced their own designs and logos imprinted on the poker chip sets, and these chips became collectable items. To add extra security and prevent counterfeiting, casinos started to use unique blends and materials in their poker chips. Most often, it’s a top-secret blend of synthetic polymer acrylic composite, sometimes with added clay or kaolin.

All casinos have their own unique colorful designs or at least a logo on their poker chip sets. These sets are produced only by a few specially appointed companies in the US, and the designs are protected by copyright.

For home gambling metal core poker or plastic chip sets are used. The metal core ones are heavier, can be customized in design and color scheme, which adds that special casino feel to them. Plastic poker chip sets are more lightweight and can be damaged more easily. On the other hand, they are less expensive and can be bought anywhere in any quantity. Plastic poker chip sets are the best choice for beginners in gambling, or for people who play occasionally. When people become serious about poker and start playing regularly, they prefer to invest in metal core poker chip sets or even in composite clay poker chip sets.

Poker chip sets are widely available on the Internet. Most companies when you place an order send a sample chip. You can also collect a nice poker chip set if you buy one-dollar chips from casinos – these would be of much better quality than any chips you could buy in stores, plus, they are a great conversational piece! And you can always trade them back for money in the casino or even play with them.

If you decide to keep your casino poker chip set, you need to provide them with a good “home”. To keep your poker chips safe you need a poker chip case with lock and key where you would store your set during a poker session. Most often, you will get a complementary poker chip case when you place an order for a poker chip set. If you buy one separately, look for a case made of metal or hard wood, with a reliable lock and soft interior lining to protect chips and cards. Plastic or vinyl cases are easily damaged and do not provide enough protection for heavier poker chip sets.

When you are ready to buy your poker chip set, make sure you go for the best quality you can afford and that you order enough chips to accommodate the number of players you usually have. As a rule, you cannot have too many chips, but if you order not enough of them, you can easily add more. Store them in a reliable poker chip case and enjoy the game!

Top Five Mortgage Companies in Houston

Posted in Mortgage Companies on April 28th, 2007

There are many reputable mortgage companies in Houston, Here are the top five:

• 1st Texas Mortgage Company

This full service mortgage lenderoffers hundreds of programs for mortgage loans. Their websites and local offices provide services mortgage clients. Whether you’re a first time buyer or an experienced investor, the 1st Texas Mortgage Company has programs that will suit you. They specialize in helping those with lower than average credit.

a) First time buyers – they offer a 100% financing loans even for those with less than perfect credit, also refinancing loans, cash out loans, debt consolidation loans and home equity loans.

b) Short term loans – they offer fixed loans, adjustable loans, construction loans, no documentation loans, buy downs loans and zero point loans.

• BMC Capital

BMC Capital is the country’s leading provider of $500,000 to $10 million apartment building loans, multifamily loan, NNN loans, 1031 loan and commercial mortgage loan financing. In over ten years, BMC has funded more than 2,000 transactions, resulting in billions of dollars.

Specializing in small and medium-sized properties, BMC’s services include multifamily loan and NNN loan origination, real estate advisory and servicing. They also provide professional services for smaller commercial mortgage financings, often ones that were ignored by other providers.

BMC has extensive resources, and its funding network includes insurance companies, banks, REITs, conduits, Wall Street and its own direct lending division. Whatever kind of loan you need — apartment building, commercial, NNN, or even help with your 1031 loan — BMC has the expertise to meet your needs.

• City Mortgage

City Mortgage’s principles have been helping people buy or refinance homes using conforming or non-conforming mortgage money for years. Because of City Mortgage’s dedication and personal touch, many people have been able to invest who couldn’t have been done it otherwise.

The goal at City Mortgage is to provide first-class service and have account representatives who are always available to assist their clients, and their Lending Centers handle all every phase of the lending process. They offer a variety of loan programs and a large lender network, providing clients with the best loans to suit their needs at a competitive rate. They offer conforming, non-conforming and government loan programs.

• Classic Mortgage Company

Classic Mortgage Company is a privately held Texas Corporation which was chartered in September of 1992. It’s located in Sugar Land, Texas, in the heart of Fort Bend County, and are dedicated to originating and processing your mortgage application in a timely and accurate manner. They offer personalized customer service, competitive interest rates and innovative home loan programs. The experienced and knowledgeable staff is always ready to answer any questions about your loan. They use the most advanced technology to process and close loans quickly, combining the use of the Internet along with advanced processing software and automated underwriting systems to take the mystery out of approving and closing home loans.

• Cornerstone Mortgage Company

President and CEO Marc N. Laird founded Cornerstone in 1968. Corporate headquarters are in Houston, with branch offices all over Texas, Colorado, Georgia, Nevada and North Carolina. Cornerstone is affiliated with First National of Nebraska Inc., one of the largest bank holding companies west of the Mississippi. This affiliation is the foundation for Cornerstone’s Customer for Life strategy.

Cornerstone Mortgage company can make mortgage loans in all 50 states and has a complete line of mortgage loan products, including relocation and jumbo loans, conforming and non-conforming loans, FHA, VA, community homebuyer, construction and improvement loans, and second-lien loan programs.

Swing Set Plans Build Your Own Swings

Posted in Swing Set Plans on April 28th, 2007

“I’m bored!”

As the dog days of summer continue to stretch on, this is a phrase that parents everywhere are likely to be hearing from their children. So, how can parents combat this epidemic of inactivity? How about building a swing set? It is the perfect family project for summer, and it is sure to save your children’s vocal chords (as well as your sanity). In this article, we’ll lay the foundation for finding spectacular swing set plans, while also giving you the confidence needed to build your own swings.

There are a few things you need to decide before you can jump right into building your own swings. The first consideration is cost. There are several companies that offer elaborate swing set plans along with parts and materials that cost thousands of dollars. While these swings are top of the line, not all of us can afford the price tag. By first determining your price range, you will then be able to select a swing set plan tailored to your budget.

The second consideration is your personal carpentry skills. If you can measure, cut, drill, and nail, then you probably have what it takes to build your own swings. However, if the mere mention of the word “assembly” makes you break out in a cold sweat, it may be best to consult an expert or two. Many quality home improvement stores offer classes for the “tool-challenged” among us, and these experts will help you gain the confidence needed in a very short time. Once you cover these bases, it’s time to move on to the actual plans.

Quality swing set plans are a crucial element to building your own swings. In fact, it can make all the difference in constructing a wonderful play area as opposed to a muddled collection of wood and nails. What information should swing set plans contain? First and foremost, make sure the swing set plans you are using outline in detail all of the tools and materials you will need to complete the job. If you come across words without specifics, such as “drill bits”, “wood”, or “nuts and bolts”, you are using poor swing set plans. Always make sure the plans you are using give exact measurements and counts. Secondly, make sure that the swing set plans you are using provide well drawn illustrations as well as clearly defined instructions. There is nothing more frustrating than trying to look at a tiny blurred drawing with only vague directions as your guide.

Now that you know what to look for in a swing set plan, you have to resist the temptation to ignore certain steps just because they seem unnecessary. Follow all instructions (as well as safety precautions) exactly, as this will accomplish two things. 1) You will be building the best swings possible and 2) you won’t injure yourself in the process. While we’re on the subject of safety, make sure to get the kids involved in the project by using common sense. Have them help by giving them safe tasks (such as handing you the nuts and bolts as you need them), and keep them away from the potentially dangerous tools.

By choosing the right swing set plans for your budget and skill level, you will help to make your children’s summer a little less “boring”. One last tip to keep in mind – when the project is complete be sure to always supervise your children as they play on the swings. This will ensure that your children are safely having fun with their new swing set.

Do You Need An Ultrasound For Endometriosis?

Posted in Health & Fitness on April 27th, 2007

Endometriosis can be a tricky thing to find because it doesn’t often show up when ultrasound and x-rays are done, but that doesn’t mean that you can’t use these means to find it. There are some doctors who are really good at using ultrasound for detecting endometriosis, though even they will miss it at times. It often depends on the severity of the cases, where it is located, and if other conditions can be eliminated from consideration. While ultrasound for endometriosis can be a useful tool, it might often miss what is really going on.

The most common type of ultrasound used for detecting endometriosis is vaginal, but a rectal ultrasound may be used as well. This means a wand is inserted into the vagina (or rectum). A scanner is then moved across the belly. The sound waves that are used will form a picture or video of the area.

The pictures can then be studied for some of the signs of this condition. The most common things that ultrasounds can find are the nodules that form as a sign of the condition, and sometimes scar tissue can be noted if it is there. This is not only done on the reproductive area, but might also be used to find endometriosis that has spread to the colon or other areas nearby.

This procedure usually does not take very long, and many doctors that specialize in childbirth and fertility have the necessary equipment right in their office. A patient will be referred to someone like this if they have been seeing their general practitioner about the possibility of having endometriosis. This procedure can usually be done right then and there on site, though you may have to make an appointment with a technician. It is also a pretty straight forward and fast procedure, and in most cases, it causes almost no pain, though there might be some discomfort if the wand is put into the vagina or rectum for the procedure.

Ultrasound normally comes after a physical examination is done, and there are unanswered questions about what the cause of your problems is. Though there are times when the ultrasound will easily detect the presence of endometriosis, there is also the possibility that the ultrasound will fail.

Either way, after this procedure is completed, a patient might then be scheduled for laparoscopy. This involves a small, lighted camera that is inserted in through the belly button or through small incisions near the pubic area. This can be used for a closer view of your reproductive or internal organs. The places affected can then be treated after a biopsy of any suspicious tissues is done.

Some doctors might view ultrasound for endometriosis as a standard part of the search for the condition, while others may think it is not effective enough to be relied upon. Most will still do it, as there is always hope they may notice something this way. Either way, a person should remember that just because there was nothing found via the ultrasound, that does not mean that they do not have endometriosis. Further evaluation should always be done to be sure.

Grab your free copy of Shelley Ross’ brand new Endometriosis Newsletter - Overflowing with easy to implement methods to help you find out about endometriosis signs and for information on endometriosis diets please visit Treating Your Endometriosis.